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New York Life Insurance
My Life Insurance has gone nationwide offering New York life insurance policies. Our new life insurance provider searches through hundreds of New York life insurance companies to provide you with the best premium rates, and the best financial plan for you and your loved ones. We are so sure of our rates that we have no application fees, so you can compare rates before accepting one of our plans.
Most people are reluctant to figure out the complexities of death benefits, cash values, and ledger statements instead trusting their insurance agents. Most of the time that trust is misplaced, because agents earn more commission when they sell policies that generate the most cash flow for their companies. Rather than selling their customers affordable policies that meet consumers’ needs they are aggressively selling products that they personally earn the most off of. That is why we provide several nationwide as well as New York life insurance policies that offer a variety of plans and premium rates so you personally pick one out that suits you.
We provide you with a variety of nationwide as well as New York life insurance policies. Of these policies term life, whole life, and universal life insurance are our more popular policies. Generally everyone's needs are met by one or more of these policies:
- New York Term Life Insurance - New York life insurance term policies offer protection over a certain duration of time. After which the policy is up for renewal or if you so choose expires. Our term New York life insurance policies premiums and face values stay constant during the duration of that term.
- New York Whole Life Insurance - Our whole New York life insurance policies provide you with protection for your whole life. This type of insurance is designed to mature at the age of 100; therefore cash values at year 100 will equal the face value of the policy and cashes out to you. These cash values on our whole nationwide as well as New York life insurance policies allow you to gain some living benefits from your policy. For example you can take out loans at reasonable rates of interest against your cash values.
- New York Universal Life Insurance - Lastly our universal New York life insurance policies provide you with the cash value benefits of a whole New York life insurance policy and the terms of a term New York life insurance policy. Universal life insurance also offers more flexibility and is broken down into 3 elements, allowing you to be more active in changes to your policy.
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